Save 30% on your mortgage payment…

Call today to see if you qualify
for an interest only loan!

Inside this Issue:

Outlook
My perspective on aging
National Credit Bureaus
Will Rogers
Mid-Life Crisis
Identity Theft
Free Notary Services
Thank You

My perspective on growing older…

1. Eventually you stop lying about your age and start bragging about it.
2. The older I get, the fewer things seem worth waiting in line for.
3. When I am jealous of the young folks, I recall Trigonometry.
4. I don't recall ever being the ideal age, I was either too young to be taken seriously, or, I was too old to be in touch with the times.
5. I don't know how I got over the hill without ever getting to the top.
6. If you can't learn to laugh at your mistakes, you may not have anything to laugh at when you get older.
7. Being young is exciting, but being older is much more comfortable.
8. Some people try to turn back their odometers. Not me, I want people to know that I look this way because of the journey I have taken, some of which was not a smooth paved road.

• Never slap a man who's chewing tobacco.
• Never kick a cow chip on a hot day.
• There are two theories to arguing with a woman… neither works.
• Never miss a good chance to shut up.
• Always drink upstream from the herd.
• If you find yourself in a hole, stop digging.
• The quickest way to double your money is to fold it and put it back in your pocket.
• Lettin' the cat outta the bag is a whole lot easier'n puttin' it back.
• If you're not the lead dog, the view never changes.
• If you're ridin' ahead of the herd, take a look back every now and then to make sure it's still there.
• Good judgement comes from experience, and a lot of that comes from bad judgement.
• There are three kinds of men: The ones that learn by reading; the few who learn by observation; the rest of them have to pee on the electric fence to find out for themselves.
• After eating an entire bull, the mountain lion felt so good, he started to roar. He kept it up until a hunter came along and shot him. The moral is: "When you're full of bull, keep your mouth shut."

What is Mid-Life Crisis ?

A mid-life crisis is really a time of transition in the life of an individual. It involves very normal questions and a general reevaluation of ones' life. While we tend to view this transition as often one of crisis, it is a normal developmental life stage. It is essentially positive and has the specific goal of facilitating the process of becoming a "whole" person. Saying it is normal means that it cannot be avoided. Live long enough and you will encounter it. As you did not avoid adolescence, so you will not avoid midlife.

Adolescence was meant to transform you from a child to an adult. It was not meant to be fun. Midlife is also intended to transform you. You may not enjoy midlife. Midlife is trying to take you some place positive. It is trying to guide you to psychological and spiritual wholeness. At midlife you are only halfway to that goal. More growth is needed but you may have become comfortably stuck where you are. Some characteristics are:

It's Half Over...The fundamental thought that appears to elicit this transition in an individual's life is the thought that life is half over. Gone is the sense that life goes on forever and that there will always be time to complete various tasks or achieve life-long goals.

Who Am I… Often this juncture causes a self evaluation. If the individual has developed their identity around a career or certain life goals, that identity may be significantly altered or lost altogether.

Identity Theft

• Guard your social security numbers
• Monitor your credit reports
• Shred all account documents
  Copy every card in your purse or wallet
• Do NOT carry your social security card with you, store it in a secure place. Remove your SSN from your drivers license.