Welcome
to my December Newsletter
I take pride in providing useful information that
you will find helpful when making decisions regarding
your mortgage. My monthly newsletter covers different
topics each month to help increase your knowledge
of the mortgage industry and recent industry happenings.
Please take a moment to review the monthly newsletter
and click on the links on the left hand side for
more news and resources. Feel free to pass this
newsletter along to any friends and family members
who might find it useful and contact me with any
questions you may have.
Thank You,
Bernie Saul
Spotlight
Think Outside the Box!
After enduring a year of fluctuating interest
rates and mortgage industry trends, current and
potential homeowners are opting to think outside
the box, the ‘big box' that is. They are relying
on their local lending agent, instead of online
big box lenders, to provide the best mortgage
products and interest rates to fit their needs.
Over the next year, industry experts predict that
each home purchase and mortgage arrangement will
be as unique as the people purchasing the home.
Home buyers are seeking out their local mortgage
brokers in order to ensure they obtain a variety
of lending options that will fit their lifestyle
and budget. These unique buying and lending options
not only allow home buyers to take advantage of
the rates and products that match their current
and future financial situations, but it also provides
a level of flexibility that might not be available
through an online-only lender.
Below are a few advantages to consider when purchasing
loans from your local lending agent:
Competitive Rates
A couple of years ago interest rates were at an
all time low, meaning home buyers could receive
the best loan rates from just about anyone in
the mortgage business. Now that local and big
box lending agents share the same pool of wholesale
lenders, both are able to offer the same mortgage
products and rates. But, unlike big box brokers,
local brokers have the ability to offer an additional
set of geographic specific lending options which
may better fit a borrower's niche market.
Visit http://www.equitylinkmortgage.net to learn
more about the unique lending options that will
best fit your financial situation.
Easy Access
In order to ensure a speedy lending process, it
is important to work with a broker who is accessible.
By using a local mortgage broker instead of an
online big box lending agent you can ensure you
have personal first-hand access to the people
underwriting your loan. Having the ability to
phone or meet your broker and underwriter will
help keep your loan on track towards quick approval.
Customer Service
Home buyers often find it comforting to know that
their broker can meet with them in person as they
guide them through one of the largest and most
important purchases of their lives. This level
of personalization allows the local broker to
accurately evaluate the borrower's financial situation
and provide superior loan options and customer
service. A local mortgage broker's knowledge of
the surrounding real estate and their dedication
to offering flexible, innovative loan and payment
options ensure you receive a loan that fits your
specific needs.
Keeping You Informed…
Keeping you up to date on the latest housing market
news and making sure you receive the best mortgage
options and rates is our commitment to you. Visit
Equity Link Mortgage Inc. online at http://www.equitylinkmortgage.net,
or call today at my office: 303.933.1466, to obtain
custom loan options that will fit your current
financial situation and help you obtain your ownership
goals.
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