When you contact EquityLink Mortgage, either by telephone, email, or completing the fields under Free Consultation, we will review your needs and begin the qualification process.

STEP 1 - Once you have decided which loan product best fits your needs, we will complete your loan application over the phone. This usually takes about ten minutes. Then we will submit your application for automated underwriting. Within 24 hours we will give you the underwriting feedback and requirements. Then your loan will proceed as follows:

STEP 2 - Immediately after we give you the underwriting feedback, we will simultaneously:

• Mail the application forms to you with a postage paid return envelope. This package will include a list of any supporting documentation that the underwriter requires.
• Title commitment is ordered.
• The subject property appraisal is ordered.
• Survey is ordered (if required ).
• Lock or float your interest rate as you require.

STEP 3 - When we receive your application forms back at our office, with the required supporting documentation, we will update the loan file and notify you of the status.

STEP 4 - Schedule a closing at your convenience. The loan documents and real estate contracts are signed. We attend every closing in Metro Denver to insure that the process continues smoothly and accurately. Out-of-town closings are reviewed by our quality control supervisor to verify that all rates, fees, and terms are accurate.